Securing Journeys, Ensuring Futures

Protecting Your Loved Ones with Reliable

Life Insurance Solutions

Our Mission

With a relentless dedication to excellence and a focus on serving the diverse needs of individuals and families worldwide, Damon @ Life Insurance Nomad is committed to being a beacon of security and stability in an ever-changing landscape. We want You, to have the ability to take your family's generational wealth and well being into your hands.

**National Producer #: 20623574

**Currently Licensed to Assist you in: CO,NV,OR,WA,MI

Coverage

Crafting extraordinary events tailored to your unique vision.

Term Life Insurance

Our affordable Term Life options, 'AKA' Mortgage Protection / Income Protection Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.

Whole Life Insurance

Secure your family's future with Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.

Indexed Universal Life (IUL)

Our universal life insurance product with Washington Mutual
works similarly to universal life policies, except in the way they build cash value. IUL cash value allows for growth based on a stock index (a set grouping of various stocks) instead of only through non-equity earned rates.

Final Expense Insurance

Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.

Testimonials

The Parkers (Colorado)

Choosing Whole Life coverage was one of the best decisions we've made for our family's security. Since securing our policy, we now have peace of mind knowing our children and grandchildren are financially protected in case of life events. Highly recommend Damon for reliable financial planning and insurance solutions.

Shawn S. (Colorado)

Thank You, I was very unsure if Life Insurance was the right thing for me to do to protect my family financially. You were very clear and helped me understand the advantages of putting my policy in place. I really appreciate the piece of mind!

Frequently Asked Questions

Common Questions Answered for your convenience.

What is life insurance?

Life insurance is a contract between you and an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to your beneficiaries upon your death.

How much life insurance coverage do I need?

The amount of coverage you need depends on your individual circumstances, such as your income, debts, and financial goals. A general rule of thumb is to have enough coverage to replace your income for a certain number of years and to cover any outstanding debts and expenses.

Can I buy life insurance if I have pre-existing health conditions?

Yes, you can still qualify for life insurance with pre-existing health conditions, but the cost of coverage may be higher, and certain conditions may limit your options. It's important to disclose any health issues upfront when applying for a policy.

What types of life insurance are available?

There are several types of life insurance, including: term life, whole life, indexed universal life. Each type has its own features and benefits, so it's important to understand your options before choosing a policy.

What factors affect the cost of life insurance?

The cost of life insurance depends on factors such as your age, health, lifestyle, occupation, and the type and amount of coverage you choose. Generally, younger, healthier individuals with lower-risk lifestyles pay lower premiums.

What happens if I miss a premium payment?

If you miss a premium payment, your life insurance policy may lapse, meaning you lose coverage. However, many policies have a grace period during which you can make a late payment without penalty. It's important to contact your insurance company if you're unable to make a payment on time.